Public Liability Insurance - Thu 25 Aug 2011
If the worst should happen …
Public Liability insurance is considered essential, especially in light of today’s compensation culture. Cover is provided in the event of a claim made against a choir for property damage and/or injury by a third party.
Although your risk may be low, claims can occur and the cover is worth having for legal defence costs alone.
If you use churches and external concert venues be aware that various authorities are looking to protect their property and the public by imposing substantial insurance limits. You may be obliged to have protection up to £10M. This may seem excessive but in the event of a major incident. say an electrical fault from your equipment leading to a fire then the damage to property, and possible injury claims with legal fees, can lead to a substantial exposure.
The cost of increasing cover from our standard protection of £5M to £10M is only £28 per annum.
If you have any queries or concerns then contact:
Elaine Blakeston or Paul Sleight at The Insurance Partnership in Hull on 01482 388513.
E mail: firstname.lastname@example.org.
Watch out in November for the e mail on your insurance cover for 2012 from The Insurance Partnership.
The Insurance Partnership Insurance Brokers is a trading name of The Insurance Partnership Services Ltd authorised and regulated by the Financial Services Authority No 312916
Head Office Address - Partnership House, Priory Park East, Hull, HU4 7DY